:root {
  --blue: #1d4ed8;
  --blue-dark: #1e3a8a;
  --ink: #0f172a;
  --muted: #475569;
  --bg: #ffffff;
  --bg-alt: #f1f5f9;
  --line: #e2e8f0;
  --radius: 14px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body { font-family: "Segoe UI", system-ui, -apple-system, Arial, sans-serif; color: var(--ink); background: var(--bg); line-height: 1.6; }
a { color: var(--blue); text-decoration: none; }
h1, h2, h3 { line-height: 1.2; }
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); margin: 12px 0 18px; }
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin: 8px 0 28px; }
h3 { font-size: 1.15rem; margin-bottom: 10px; }
p { color: var(--muted); }
.container { width: min(1120px, 100% - 32px); margin: 0 auto; }
.eyebrow { display: inline-block; font-size: .8rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--blue); }

.btn { display: inline-block; background: var(--blue); color: #fff; font-weight: 600; padding: 14px 26px; border-radius: 10px; border: 2px solid var(--blue); cursor: pointer; font-size: 1rem; transition: background .2s; }
.btn:hover { background: var(--blue-dark); border-color: var(--blue-dark); }
.btn--ghost { background: transparent; color: var(--blue); }
.btn--ghost:hover { background: #eff6ff; }
.btn--small { padding: 9px 18px; font-size: .9rem; }

.header { position: sticky; top: 0; background: rgba(255,255,255,.92); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); z-index: 10; }
.header__inner { display: flex; align-items: center; justify-content: space-between; padding: 14px 0; gap: 16px; }
.logo { font-weight: 800; font-size: 1.15rem; color: var(--ink); display: flex; align-items: center; gap: 8px; }
.logo__mark { background: var(--blue); color: #fff; border-radius: 8px; padding: 2px 8px; font-size: .95rem; }
.nav { display: flex; gap: 22px; align-items: center; }
.nav a { color: var(--ink); font-weight: 500; }
.nav a:hover { color: var(--blue); }

.hero { background: linear-gradient(180deg, #eff6ff 0%, #fff 100%); padding: 72px 0; }
.hero__inner { display: grid; grid-template-columns: 1.3fr 1fr; gap: 48px; align-items: center; }
.hero__text p { font-size: 1.1rem; margin-bottom: 26px; }
.hero__actions { display: flex; gap: 12px; flex-wrap: wrap; margin-bottom: 26px; }
.hero__bullets { list-style: none; display: grid; gap: 8px; color: var(--muted); }
.hero__bullets li::before { content: "✓"; color: var(--blue); font-weight: 700; margin-right: 8px; }
.hero__card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; display: grid; gap: 22px; box-shadow: 0 10px 30px rgba(15,23,42,.06); }
.stat strong { display: block; font-size: 1.6rem; color: var(--blue-dark); }
.stat span { color: var(--muted); font-size: .95rem; }

.section { padding: 80px 0; }
.section--alt { background: var(--bg-alt); }
.grid { display: grid; gap: 22px; }
.grid--3 { grid-template-columns: repeat(3, 1fr); }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 26px; display: flex; flex-direction: column; gap: 8px; }
.card p { flex: 1; }
.tag { align-self: flex-start; background: #eff6ff; color: var(--blue-dark); font-size: .8rem; font-weight: 700; padding: 4px 10px; border-radius: 999px; margin-top: 10px; }

.steps { list-style: none; counter-reset: s; display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.steps li { background: #fff; border-radius: var(--radius); padding: 26px 22px; border: 1px solid var(--line); }
.steps li::before { counter-increment: s; content: counter(s); display: inline-grid; place-items: center; width: 36px; height: 36px; border-radius: 50%; background: var(--blue); color: #fff; font-weight: 700; margin-bottom: 12px; }
.steps strong { display: block; margin-bottom: 6px; }

.about { display: grid; grid-template-columns: 1.4fr 1fr; gap: 48px; align-items: start; }
.about p + p { margin-top: 14px; }
.about__box { background: var(--bg-alt); border-radius: var(--radius); padding: 28px; }
.about__box ul { padding-left: 18px; color: var(--muted); display: grid; gap: 8px; }

.faq { display: grid; gap: 12px; max-width: 820px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; }
.faq summary { cursor: pointer; font-weight: 600; }
.faq p { margin-top: 10px; }

.contact__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: start; }
.contact__list { list-style: none; display: grid; gap: 10px; margin-top: 22px; color: var(--muted); }
.form { background: var(--bg-alt); border-radius: var(--radius); padding: 28px; display: grid; gap: 14px; }
.form label { display: grid; gap: 6px; font-weight: 600; font-size: .95rem; }
.form input, .form select, .form textarea { font: inherit; padding: 11px 12px; border: 1px solid var(--line); border-radius: 8px; background: #fff; }
.form small { color: var(--muted); }

.footer { background: var(--ink); color: #cbd5e1; padding: 40px 0 20px; font-size: .92rem; }
.footer__inner { display: flex; justify-content: space-between; gap: 32px; flex-wrap: wrap; }
.footer strong { color: #fff; }
.footer__links { display: flex; flex-direction: column; gap: 8px; }
.footer__links a { color: #cbd5e1; }
.footer__links a:hover { color: #fff; }
.footer__copy { border-top: 1px solid #1e293b; margin-top: 28px; padding-top: 18px; font-size: .85rem; color: #94a3b8; }

.legal { padding: 60px 0; max-width: 820px; }
.legal h2 { font-size: 1.3rem; margin: 28px 0 10px; }
.legal p, .legal li { color: var(--muted); margin-bottom: 10px; }
.legal ul { padding-left: 20px; }

@media (max-width: 900px) {
  .hero__inner, .about, .contact__inner { grid-template-columns: 1fr; }
  .grid--3 { grid-template-columns: 1fr 1fr; }
  .steps { grid-template-columns: 1fr 1fr; }
  .nav a:not(.btn) { display: none; }
}
@media (max-width: 600px) {
  .grid--3, .steps { grid-template-columns: 1fr; }
  .section { padding: 56px 0; }
  .hero { padding: 48px 0; }
}